Yep you need to be licensed in any state that you prospect OR talk to a client from who lives there.  This is stuff you "learn" when you study for the 7.  You just tell your OSJ you want to be registered in that state and then pay for it.  Watch out for TX--it's an expensive one.

Also watch out for states that use calendar years.  Unless you have a compelling reason to register in one of them don’t because your registration will expire in about 4 1/2 months.

[quote=Laurenwoods17]

Do you need liscensing in each state where you prospect? If so,  what is the approval process? If it goes through the branch manager, how likely will they be to approve out of state calling? Thank you!

[/quote]

Have you already called everyone in YOUR state? Disguise your voice and call them again.

Lauren, did you find Bobby Hull’s and Ferris Beuller’s sophomoric responses to be worth a bucket of warm spit?

Like they said, you need to be registered in each state, securites and insurance if you are pitching annuities.  

There is a fee every year so you want to be prudent about where you get licensed.  Some States are very expensive.    Ask your licensing department, instead of a bunch of strangers on the internet, for a grid and instructions on how to register.

[quote=Dust Bunny]

Like they said, you need to be registered in each state, securites and insurance if you are pitching annuities.  

There is a fee every year so you want to be prudent about where you get licensed.  Some States are very expensive.    Ask your licensing department, instead of a bunch of strangers on the internet, for a grid and instructions on how to register.

[/quote]

Ohhhhh Dust Bunny, we're not strangers anymore.  We're all like family...there's some you love and some you hate, and some you wish would just croak (DAtoo and William).

Good points (some of them)

And Ferris, when I do begin calling (in and out of state), they will remember. You can go ahead and tell your clients they can expect to hear from me.

Lauren,

do yourself a favor and start calling today.  No need to wait... it takes at least a few weeks to learn how to talk and a few months to turn prospects into clients (my experience, anyhow).  The 7 is easy, you'll be fine if you study a few hours each morning and call residences mid-morning and afternoon.

[quote=Ferris Bueller]

My clients are all old.  I'm not sure your heavy breathing would do anything for them.

[/quote]

It would do something to me, though.

[quote=drewski803]

Lauren,

do yourself a favor and start calling today.  No need to wait... it takes at least a few weeks to learn how to talk and a few months to turn prospects into clients (my experience, anyhow).  The 7 is easy, you'll be fine if you study a few hours each morning and call residences mid-morning and afternoon.

[/quote]

Trust Drewski...You need to start calling NOW.  It takes a long time for someone to go to client from first call.... Set up a system, index cards, whatever, and start calling.  Remember: the whole point is to drip on them.

PS Ignore DAtoo, he's a gay old troll.