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Jan 15, 2009 4:55 am

Anyone in ML’s PMD Program (Practice Management Dev’p)?? I’m coming off base at another wire and could benefit from the extra few years of base at ML while continuing to build my book. I tw recruiter and he said the one’s just cut were from the prior 2-yr program only and that the new PMD 3-yr is the one now in use. Pros, cons??

Jan 15, 2009 5:16 am

I hear there is talk that ML may halt all hiring and lay off all current trainees in the very near future. Cost cutting.

Jan 15, 2009 5:29 am

I’m currently in the new program.  The 3 year cushion is nice and all, but the hurdles are really ramped up after year 1.  They let you have an easy first year, especially the first 6 months, but the problem is all of the uncertainty with BAC and the layoff potential of trainees even if you are making your numbers. 

Add in the market conditions and it’s easy to see how stressful everything can/will be.

Jan 15, 2009 6:38 pm

Here’s a good way of going into it (I was presented with this recently, but it was this summer, and with all the uncertainty, I didn’t pursue it)…

  Hook up with an experienced team that needs a younger guy to do a lot of heavy lifting, work the thinner, underserviced accounts, prospect, etc.  They will give you the three-yr salary, and the team will shift over enough assets to make sure you meet your hurdles (assuming that they want you to make it along the way and you work out).
Jan 15, 2009 10:40 pm

where did you hear that from? i work at ml and would not be surprised in the least.

Jan 15, 2009 11:23 pm

Under the new program only NNA (Net New Annuitized) assets count towards the hurdles.  A senior advisor can give you the bottom 20% of his book and only the pc’s will help you.  It has to be new business.

Jan 15, 2009 11:54 pm

How does one just, “hook up with a team”?

Jan 16, 2009 2:21 am

to get hooked up with a team, they need to see value in you… Connections,etc.

i got "hooked" up with a big team in poa.  they have been helping me along. yes it is correct that the new program pmd, nnm is the game. my manager stressed that to the pmds yesterday. big focus on nna's, pcs, and 250+ households. i was lucky to have my manager do the search for being placed on a team.  i have heard stories of newer fa's pursuing the search by simply asking senior fa's if they would like to link up.
Jan 16, 2009 2:24 am
someonewouldntexpect:

How does one just, “hook up with a team”?

  It starts with dinner and a movie...