Disclaimer:  I’m not an FA, just an applicant.  My advice shouldn’t be given any more weight or merit than your typical non-English speaking illegal roofer.

  Have you tried applying at EJ, ML, SB, MS, any brokerages?  From what I've read on here and what I've learned talking to people is that no place is perfect, and what's right for one isn't right for the next.  So, I'd think about what you want out of a company and then read everything on here that is available to figure out which company best fits that.  Yo Comprende'?   PS  This is my 69th post! 

howie:

I don’t know how many responses you’re going to get with your attitude. I for one was turned off by your post.

  Okay.  My attitude is and has been positive and forward looking.  And I complete understand that nothing comes easy and that I have entered a career with a long ramp-up time... But at some time you have to realize that enough is enough, and that no matter how fast I spin my wheels, I'm not getting anywhere.   I can't stand AXA = Months into working with my Manager and I am finding out about quotas THREE days before deadline... I asked what my monthly "nut" would be and was told I would have a quarterly validation... On May 28th I was informed that I need additional PCs before the 31st.  Sick and tired of not knowing anything.   AXA Hiring Process... Hire as many people as possible, and see who sticks... But before you contract with them... Get a list of thier family and friends so that you can get them to sell annuities and VAR Life policies before you kick them to the curb!  (I have seen it)   Looking for a place to start as a Rookie = I know I don't have a book, and I can't promise instant and steady business.   Quick Start = With AXA I had months of money going out of my pocket.  For postage, DHL, Gas, Cards, Brochures.  I can't feed the kids brochures... Trust me I have tried and you don't want to here a 5 year old scream with a paper cut on the tongue!   Suggestions & Warning = Let me know who's hiring and what you think is good about them.  Let me know who you would stay away from and why.  Nothing more, nothing less.      

iceco1d:

If that’s the case, are you looking for salary + benefits, or are you willing to accept a “draw” for a year as well, as long as cash flow is coming in from day one? 

  Salery/Commissions Vs. Straight Commissions Vs. Draw   I like the idea of having a base salery, even if it's small.  But commissions are cool.  I'm not fully understanding the concept of a draw... I have only had one firm mention the draw as an option and when I asked questions about that option I got a thirty second answer that involved a five dollar bill, a bucket, and a cup.  I thought it was the begining of a good dirty joke.

NJ FA 2008:

[quote=iceco1d]If that’s the case, are you looking for salary + benefits, or are you willing to accept a “draw” for a year as well, as long as cash flow is coming in from day one? 

  Salery/Commissions Vs. Straight Commissions Vs. Draw   I like the idea of having a base salery, even if it's small.  But commissions are cool.  I'm not fully understanding the concept of a draw... I have only had one firm mention the draw as an option and when I asked questions about that option I got a thirty second answer that involved a five dollar bill, a bucket, and a cup.  I thought it was the begining of a good dirty joke.[/quote]   A draw is set monthly amount (let's say $2000) that you will make.  If your cut of the gross totals $3000 in a month you get $3000.  Next month your cut comes to $1500.  You get the monthly draw of $2000 but "owe" the firm $500.  So if next month your cut comes to $4000, you get $3500.