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Jan 21, 2010 4:13 pm

Greetings rr!



I’m currently a financial specialist for wachovia and wanting to get into wealth strategy in the future. I’m sitting for cfp in november. I’m series 6 63 life and health licensee and luckily it qualifies for the work experience required to receive the designation since a big part of my job is recommending mutual finds to my clients. I’m looking to share my experiences with you all and also looking forward to learning the business from all of you. I’m currently conducting research to see which path would be the best for me so any input would be greatly appreciated. It’s a pleasure to join this community!

Jan 21, 2010 5:04 pm
wannabeCFP:

Greetings rr!

I’m currently a financial specialist for wachovia and wanting to get into wealth strategy in the future. I’m sitting for cfp in november. I’m series 6 63 life and health licensee and luckily it qualifies for the work experience required to receive the designation since a big part of my job is recommending mutual finds to my clients. I’m looking to share my experiences with you all and also looking forward to learning the business from all of you. I’m currently conducting research to see which path would be the best for me so any input would be greatly appreciated. It’s a pleasure to join this community!

    What is a financial specialist anyways?
Jan 21, 2010 5:09 pm

Financial specialist is a banker in wachovia terms. I should have expressed that in my initial post.

Jan 22, 2010 5:26 am
wannabeCFP:

Greetings rr!

I’m currently a financial specialist for wachovia and wanting to get into wealth strategy in the future. I’m sitting for cfp in november. I’m series 6 63 life and health licensee and luckily it qualifies for the work experience required to receive the designation since a big part of my job is recommending mutual finds to my clients. I’m looking to share my experiences with you all and also looking forward to learning the business from all of you. I’m currently conducting research to see which path would be the best for me so any input would be greatly appreciated. It’s a pleasure to join this community!

  Do you currently move your clients to a Wachovia/Wells Fargo Bank Channel Advisor........Someone who covers your branch as well as 1 or 2 other branches?   In other words, you are one of the Advisor's lead sources?   If yes, then I'm guessing you might want to stay in that channel.......While your success somewhat depends on the guys you are getting referrals from (like you in your current position), if they are good, you have a great pipeline of new assets, which is really what this business is about.....   Plenty of self proclaimed geniuses get into this business, but spend all their time trying to figure out which stock are going higher/lower......and never gather enough assets to succeed.......The bank channels, especially, if the pipeline is working helps gather the assets..........So, I think you would do well moving into that spot.......   I am a wirehouse guy, but have several friends who went to the bank channels.......some as bankers and some as FA's covering 2 or 3 branches......while their situation has some pros and cons (nothing is perfect), they are doing well overall.....   Good Luck........
Jan 22, 2010 3:56 pm

Mlgone: I work off warm leads at the moment. I solicit existing clients with the bank and try to expand on it. Clients with savings, money markets, and just about anybody I try to uncover their assets. New clients would be ok walk-INS and I also go blitzing. Blitzing is when I literally drive around the neighborhood and visit businesses to attain accounts and i go on from there.



Sfez: you are 100% correct, I am the lead source for my fa and I also open brokerage accounts and write annuities myself. I am a little afraid of the fa route since there is no base salary. I have a mortgage so it’s a little frightening. But il sure this is a common fear most advisors feel in the beginning and moving forward.



I’m interested in the planning and strategy side. I’ve always been passionate about numbers, analyzing financial portfolios, and consulting.

Jan 22, 2010 4:09 pm

I apologize for bad grammar and spelling I have to use my iphone!

Jan 22, 2010 10:09 pm
wannabeCFP:

Greetings rr!

I’m currently a financial specialist for wachovia and wanting to get into wealth strategy in the future. I’m sitting for cfp in november. I’m series 6 63 life and health licensee and luckily it qualifies for the work experience required to receive the designation since a big part of my job is recommending mutual finds to my clients. I’m looking to share my experiences with you all and also looking forward to learning the business from all of you. I’m currently conducting research to see which path would be the best for me so any input would be greatly appreciated. It’s a pleasure to join this community!

  "a financial specialist for wachovia" a specialist ey ... with a 6 & 63? I thought Wachovia was gone. Are you still using that name?   Where do you get your order flow from?   Afterthought; I should have read the other posts before asking the same thing.   Don't you think the words "banker" and "financial specialist" to be a bit of an oxymoron?