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Mar 22, 2010 9:21 am

I am wondering about the credit check part of the interview process.  From reading this board I'm sure I'm going to get slammed, but maybe there is someone out there who can provide some advice.

I have been unemployed since last May.  I was laid off when the law firm I was working for dissolved.  Since then I have been trying to find a job, and was contacted in December by a MSSB recruiter.  I passed the phone interview and all the tests and then heard nothing for months.  At the time, my credit was OK, not great, but OK.  Last week, they contacted me again and wanted to schedule an in person interview after all the time.  During that time, my unemployment benefits were reduced and I now have late payments on my credit report, mainly in January while I was working with my creditors to make payment plans, etc.  I have not had any debt written off, and am now current on all of my bills and in repayment plans. 

Do I even have a chance with MSSB?

Mar 22, 2010 3:54 pm

If you can't manage your financial house should you really be giving advice to others?

Mar 22, 2010 5:40 pm

Never saw anyone denied for poor credit.  Now bankruptcy yes.....  You may have to write  a letter of explanation.

Of course, Premier Advisor has a good comment and you need to make it a priority to get your house in order to be credible, but one thing at a time.  '09 was rough for many people.

Mar 22, 2010 6:29 pm

It sounds like you have a legitimate story there.  I think someone on here posted a similar story and had to write a letter to compliance or human resources.  Anywho, like Roxie said, you may have to write a letter.

Mar 23, 2010 12:12 pm

it also really depends on the manager. Some love to hire guys who are in debt. They think they will work harder than someone who has nothing to lose.

Others will be of the mindset that you are too much of a risk to their office/firm