Consider this scenario: You meet with two clients, husband Bill and wife Ann, and discover that Ann is upset because their oldest son, Tom, and his wife, Kate, have stopped calling them since the birth of their first child. What's more, Kate told Bill and Ann that they are not welcome at Thanksgiving dinner. Ann, clearly disturbed by this hostility, tells you she wants to change her will, fund Tom's inheritance through a restrictive trust and give him less than her other son.
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