Comparing current conditions to the previous 2007 peak, the historically low cost of capital truly is different.

We remain firm in our view that the risk/reward for investing in most U.S. equities remains largely unfavorable.

In volatile markets like this one, it is appealing for investors to have a tangible investment floor.

Current times mark an environment for the level-headed to embrace opportunities presenting themselves in the ugly face of volatility.

We think that risk appetite may remain fragile in the short term, before improving later in the year and providing an attractive investment opportunity at that time.

Whenever there is noise, investors need to identify a clear decision-making framework.

Brokers and advisors should be properly trained and educated by firms to identify and deal with diminished capacity and elder fraud

Due to higher levels of price volatility, investors and their wealth advisors may need to consider the level of optionality in their portfolios.

It is best to quickly come to terms with the notion that we have entered a new market paradigm with opposing forces at play