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401(k) Real Talk Episode 106: May 15, 2024

Open, honest and candid discussion about The New York Times' article on 401(k)s, the BlackRock ETF TDF and more.

Welcome to this week’s edition of 401(k) Real Talk, where Fred Barstein, contributing editor for’s RPA channel, reviews all of last week’s industry news and selects the five most important/interesting stories.

  1. The New York Times asks “Was the 401(K) a Mistake”
  2. Is RIA succession planning a fiduciary duty?
  3. Will the BlackRock ETF TDF break the retirement income logjam?
  4. The 401kSpecialist retracts “fishy” article about CIT costs
  5. How adults learn—why the financial services industry mostly gets it wrong

Worth reading/listening to:

  1. Will personalized TDFs take hold?
  2. Alliance Bernstein makes its retirement income service more available
  3. How Morgan Stanley is trying to deliver financial planning at the workplace
  4. Fidelity finally opens its small plan platform to TPAs
  5. Commonwealth appeals $93M SEC fine


Read the transcript


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