I’m surprised that no one has responded to your query yet…at one point, there were several RJ indies on this forum…Zacko, Duke & Farmboy come to mind.  Then again, I haven’t noticed any of them posting lately…must be too busy making money…

[quote=Indyone]I’m surprised that no one has responded to your query yet…at one point, there were several RJ indies on this forum…Zacko, Duke & Farmboy come to mind.  Then again, I haven’t noticed any of them posting lately…must be too busy making money…[/quote]

I haven’t seen a post from Zack in ages.

Then again, there’s times when I think I waste a lot of time on here.

2 months ago, I had a conversation with another broker about Ray Jay.
The conversation in general was that Ray Jay will let you get away
w/anything. I know they love C shares. Of course many people on here do
as well. 

2 months ago, I had a conversation with another broker about Ray Jay. The conversation in general was that Ray Jay will let you get away w/anything. I know they love C shares. Of course many people on here do as well. 

[quote=Gone Indy][quote=rook4123]2 months ago, I had a conversation with another broker about Ray Jay. The conversation in general was that Ray Jay will let you get away w/anything. I know they love C shares. Of course many people on here do as well.  [/quote] [/quote]

Rook, that is a ridiculous post.  Having been Indy with RJ for two plus years now I can tell you that the compliance is very strict.  I never understood why the uninformed & uneducated on this site seem to think that being independent means having no supervision or compliance.

Gone Indy,

It's the oldest trick in the book. When confronted wit a man who has a bigger "commission", act as though he is uncultured.

Those with the condition of a smaller "commission" get extremely puritanical and proclaim that those with a larger "commission" have only one thing on their mind! In this case, it's cavorting with a compliant "Compliance department!"

It's the best way to keep them down on the farm once they've seen Paris, threaten them with the social diseases that a compliant "compliance department" carries.

Mr. A

Gone Indy,

How has your experience been with RJ. What do you think of what they've done to their annuity business?

[quote=$$$$$]

Gone Indy,

How has your experience been with RJ. What do you think of what they've done to their annuity business?

I haven’t sold annuities because I have not found the case for them.  If your biggest concern is how to make the most money by selling annuities, RayJay is not for you.

[quote=Gone Indy][quote=rook4123]2 months ago, I had a conversation with another broker about Ray Jay. The conversation in general was that Ray Jay will let you get away w/anything. I know they love C shares. Of course many people on here do as well.  [/quote]

Rook, that is a ridiculous post.  Having been Indy with RJ for two plus years now I can tell you that the compliance is very strict.  I never understood why the uninformed & uneducated on this site seem to think that being independent means having no supervision or compliance.[/quote]

I thought the same thing.  Indy compliance is in some ways, more rigorous than what I was accustomed to at the bank.  I had no clue what a prospectus receipt or variable annuity evaluation tool was before LPL introduced me to these nice little forms.  My due diligence trip to Ray Jay headquarters left me with the impression that if anything, Ray Jay was even tougher about compliance.  It also left me with the impression that RJ was certainly among the best indy firms out there...I personally would put them right behind the one I chose...