Whats the difference between the 2 groups at wells, and do they compete for the same bank/private bank/business banking referrals?

  Also, is the volume of leads significant since on all referrals you take a 10% haircut in addition to already being paid out less on VA's, front load funds, no MM trailers, etc...The grid also is about 5% lower then where i am presently.   I work at a Regional Bank w/ Brokerage and was at 566k rev in 08 and should be slightly higher this year. But we dont get haircut on VA's, and at $500k+ in T12 get paid at 42%.   Trying to get some info as we brought someone onboard from Wachovia, and also lost someone to wachovia recently. Wells has been the only firm to contact me so far, but i am still fairly new as an FA.   Thanks!