Well, everything is fantastic at WFA.  Let's see first Jim Hayes was transferred out to the bank, Danny Ludeman is taking "Retirement" and now the only question is when will WF learn that brokerage and banking are different.  WFA is not going to turn around when they refuse to place managment with "Real" brokerage experience in  top positions.   Current management and proposed new management have as much experience to run and turn around WFA as David Carroll the head of it all has getting to his goal of sitting in San Fran before the cards topple.