All of the big firms have multiple options in regards to life insurance and variable annuity companies. That, and most of these companies are extremeely competitive now from a pricing and benfit standpoint. Also, most firms have certain due diligience requirements these insurance firms must meet before being allowed on to the platform. So to answer your question, I am sure that AG has the same companies to offer as everyone else… That is one way our business has become commoditized- everybody is selling the same stuff…