I have never taken the ChFC exams but I did do the CFP and the individual courses overlap and you won't have to do the large comprehensive exam.  I would say each exam is inline with the 65.  I would study the amount you want, if you can't pass the first exam you only lose 1 month of your life and you can always study more the next time.

Boy, I hated the 65.  Bored me to tears. 

But thanks.

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I was under the idea that ChFC were BS exams like the AAMS

No, the ChFC/CLU programs through American College share most of the same courses as the CFP.  In fact, the ChFC course adds a couple of classes, and I believe it qualifies you to sit for the CFP exam.

The biggest difference between ChFC and CFP, aside from the additional classes, is that the ChFC has individual exams after each course instead of one two-day exam.  So I'm just trying to get a gauge on their level of difficulty. 

I've heard what you've heard about AAMS and a few others...

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These were the materials I used to pass the ChFC exams:

http://www.bigdaddyu.com/

The exam difficulty is on-par with the Series 7/63.  Less legalese, but more vocabulary and terminology.

Excellent Gordon, thanks.

Just to be sure, did you use these materials in addition to the American College study materials, or instead of?

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I did a little of both.

When I used them with the American College textbook, I'd get a B or A grade.

When I only used the DVD courses, I'd get a C.

I wanted to hurry up and get it done, so I got a lot of "C" letter grades in my courses.

I've been told that if you care about the CFP certification, than you'd need to score A's on all the exams to have a 90% chance of passing the comprehensive exam.

Thanks Gordon.  Now I've just gotta make the time...

...

So then are you taking the ChFC or the CFP?

I'll be doing the ChFC, then the CLU. 

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Good going here, people. I'm doing the online CLU with American, going through the online quizzes with the textbook is pretty efficient. And the review CD for the car is not too bad when you are driving to COSTCO during work hours.

 Probably will do CHFC with them, got my CFP more than a decade ago, just trying to keep my brain alive.

ChFC exams are not difficult. If for some reason you don't pass one, just take it again.

It's not like the CFP where the two day final really is difficult and where you have a lot invested in passing it.

Maybe the question is, is it worth it to get the ChFC?  I'm not so sure.

http://www.lifeinsuranceselling.com/Exclusives/2011/3/Pages/New-study-reveals-CLUs-and-ChFCs-earn-more-than-CFPs.aspx

I was under the idea that ChFC were BS exams like the AAMS

[quote=alexus]

I was under the idea that ChFC were BS exams like the AAMS

[/quote]

Mods are asleep at the wheel.^

[quote=Gordon Ramsey]

http://www.lifeinsuranceselling.com/Exclusives/2011/3/Pages/New-study-reveals-CLUs-and-ChFCs-earn-more-than-CFPs.aspx

[/quote]

Gordon,  I think this article is probably an advertorial.

Further, this is probably just reverse bias. You know, reverse bias just means that maybe people don't make more money because they have a ChFC, but rather maybe people who have a ChFC have been in the business longer, etc., and thus make more money.

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