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Mar 27, 2008 1:51 pm

I was wondering if any of you had any info on the updated EJ compensation package.  I recieved an email from them saying they were taking into account location and experience.  Any clue what an Army officer making just under 70K with 5 years of experience (27 months in combat) would possibly be looking at in a suburb of Boston?  I am asking straight up salary - no commission.  Please save the smart comments - I am currently deployed to a place called the “Triangle of Death” and we don’t exactly have high speed wireless.  It took me about 40 min to post this…

Thanks in advance!
Mar 27, 2008 3:20 pm

Mike4,

EJ publish this on their web site. Look under "Responsibilties and Expectations" under starting your financial sales carreer, It also decribes in detail the interview process and a scenario of the first three years. Read it it is most helpful This is their summary ....

Selling Months 1-12

Base Salary Est. $ 21,840

Commission Est. $ 18,000

New Account Bonus Est. $ 6,000

Milestone Bonus Est. $ 9,000

Total $ 54,840

Selling Months 13-24

Milestone

Bonus Estimate $ 14,000

New Account

Bonus Estimate $ 6,000

Commission Estimate $ 42,000

Total $ 62,000

Selling Months 25-36

Milestone

Bonus Estimate $ 14,000

New Account

Bonus Estimate $ 6,000

Commission Estimate $ 68,000

Total $ 88,000

Mar 27, 2008 3:21 pm

Mike -   The website info is good for a ballpark figure, but the only people who have that info specifically for you and your location are the recruiting people.  Shoot them an email (when you have another 40 minutes without people shooting at you) and see if they will give you better info.   

Mar 27, 2008 3:34 pm

[quote=btomba]Mike4,

EJ publish this on their web site. Look under "Responsibilties and Expectations" under starting your financial sales carreer, It also decribes in detail the interview process and a scenario of the first three years. Read it it is most helpful This is their summary ....

Selling Months 1-12

Base Salary Est. $ 21,840

Commission Est. $ 18,000

New Account Bonus Est. $ 6,000

Milestone Bonus Est. $ 9,000

Total $ 54,840

Selling Months 13-24

Milestone

Bonus Estimate $ 14,000

New Account

Bonus Estimate $ 6,000

Commission Estimate $ 42,000

Total $ 62,000

Selling Months 25-36

Milestone

Bonus Estimate $ 14,000

New Account

Bonus Estimate $ 6,000

Commission Estimate $ 68,000

Total $ 88,000

[/quote]   The only thing I would add is that the New Account Bonus estimate is total bullshit. I think I  made a total of 1,100 on that bonus option.. Most people I know never made one new account bonus.. So everything else might be right but I would say Mike if you can make 40-45K your first year.. Your doing things on par.  Personally my first year I made in the 80's but that obviously included my commissions.. Jones doens't pay for your health coverage, Marketing expenses (they provide 2000.00 but your burn through that quickly), you will likely have to buy new clothes coming from a military job, you'll need 3-6 months of income saved somewhere so just incase you need to pay the mortgage you have money..   I would weigh seriously making a job change based on making 54,000 a year.. Most new people don't make that.. Plus you need to have some serious cash saved.. Just my advice.. If you feel you can do those things.. Welcome to the firm.   ** Most don't weigh those things and they burn out.. Just trying to help save you that grief.   Miss J
Mar 27, 2008 4:20 pm

Leave it to Miss Jones to make an objective observation…and tell it like it is.

Mar 27, 2008 6:10 pm

Commission seems a bit low.

New Account Bonus - bank on zero Milestone bonuses - very doable. Salary - depends, but not far off. One other observation - depending on what your commissions are year one, you might not do much more in year two.  This is because you need to add 22K in net  commission in year 2 to make up for the loss of salary.  And I found year 2 to be tougher.  Year 3 numbers look very attainable (minus new acct bonuses).  
Mar 28, 2008 12:08 am

I just finished my first year from can sell date feb1,i did better than the 54 BUT the new account bonus was closer to a grand, commission was fair amount higher and missed 1milestone bonus (i was off 3 weeks last july) salary goes away on the 13th month,and i did not work 7 days a week 12 hours a day like they make think you need to, Good Luck

Mar 28, 2008 11:30 am

Yooper??? your signature line reads "I drank the koolaid but didn’t swallow "

  * Does this make you a spitter? You either swallow or your spit.. Which one are you?   Miss J   - Just having a little bit of fun, at your expense.
Mar 28, 2008 1:07 pm

What in the world would bspears and Miss Jones do if the ellipsis were ever banned from this forum?

Mar 28, 2008 3:40 pm

I see the devil is in Mrs. Jones!

Mar 28, 2008 4:11 pm

we would have sex…on her edj’s desk with Weddle smiling down on me…

Mar 28, 2008 6:03 pm

Or teds Horse and dog from the required"ted story"photo watching you…Ted has his head turned.

Mar 28, 2008 6:06 pm

I’m not into animals watching…I have to draw the line somewhere…She would have to remove the photo…

Mar 28, 2008 7:03 pm

Can someone ellaborate on why the New Account Bonuses are so hard to hit?  Thanks

Mar 28, 2008 7:58 pm
bspears:

I’m not into animals watching…I have to draw the line somewhere…She would have to remove the photo…

  But are you into watching animals...never mind. 
Mar 28, 2008 8:01 pm

C’mon guys when you mention sex and animals in the same breath I’m getting a little worried about you. 

    New account bonuses are hard because you have to open a lot accounts to get it.  It's pretty simple.
Mar 28, 2008 9:45 pm

Not all accounts count, and personnaly (right or wrong) I spend more time looking for rollovers etc than chasing 529 plans just to open an account, but what ever works for you, I know a F/A that opens 20+ accounts a month and never hit 6k his first year in bonus. makes for some braggin numbers unfunded accounts won’t pay your bills.

Mar 29, 2008 9:45 am

Because it is NOT a new account bonus! It is a new HOUSEHOLD bonus, and the timing makes it tough: you only get paid starting at household #5 FOR THAT MONTH. If you get your fifth household a day late, you get ZIP.

  This was one of the worst new programs in my time at Jones. Why? because a bonus is supposed to be motivational, and to be motivational the FA needs to know that he/she will be paid for doing certain things. In this case, you have no idea if you will be lucky enough to "time it" in order to get all the households in for the month. You soon learn to forget about it-if you get lucky with it, so be it.   stupid, kindergarten rules. 
Mar 29, 2008 1:38 pm

I agree with newnew.  That new account bonus program is horrible.  That would be one of the many carrots that everyone bad mouth’s Jones for.  If the numbers work in your favor it can be a nice system, but I don’t hear much from our new FAs about them getting any substantial NA bonuses. 

  That one day late thing will continue to haunt you for the rest of your commission based selling career.  You'll get the rollover check that would have won you a diversification trip the day after the contest ends.  You'll get the check for that last trade that would have moved you from Seg 2 to 3 the day after the selling month is over.  It's going to happen.  This biz can be brutal that way.
Mar 29, 2008 2:14 pm

Spiff's right. I only ever missed one trip and it was because last minute the client wanted to think a day or two. She ended up thinking for two months. I asked her to put money in with the Dow 7400. Cost her a boatload of money. It killed me. I'm really not over it yet! Geez!