I use Quickbooks.  Cost $100 and it is very easy to use.  Using an accountant for your books is probably not cost efficient.  But at the end of the year, you send your accountant a few output files from Quickbooks, and you are all set.

Our shop is Indy. Not sure what being an RIA might add to that, but...

Our CPA/Book Keeper fees for the last 12 months was about 2500. My Jr. Partner does record keeping via Quickbooks, and we have the BK come by about 5-6 times in the last year, to check entries, reprocess and educate us on how to do stuff right, including taxes for payroll and BO. Then, about half, or a bit less of the cost was the actual CPA fee. For the level of support and work behind all this, I think we're getting a bargain. Next year, with less visits, maybe going to Intuit, the costs will be even less. Intuit apparently is online and can be worked with easier with our Book Keeper.

As an RIA, maybe there's more to it?

Our shop is 2 producers & a FT admin, doing about 400k in T12.