ticket charges on equities and funds @$15 both ways…buy and sell.  12b-1 paid on all asset types.  American funds take $80 ticket charge.  Also, limit orders of any type come with ticket charges.  When they started this back in 2003, we were told the cost to the company was the same wheather it was executed or not, so it got passed down to us.

  Schwab is the platform but the data is fed to Ameriprise via encryption into a shadow shell that is branded Ameriprise, so you would never know.  The sweep account is now Fidelity prime fund, (not sure if ultimately a platform change will be made to the NFS Streetscape since now RVS funds are on NFS system (a must if Fidelity was going to be the default cash sweep once the Reserve Funds broke the buck).  You do NOT get paid on cash at Ameriprise.  ie your ttl wrap assets are 30m and cash is 5m, you get paid on 25m.  Same day clearing which is pretty nice...no T+3.  Haircut reduction break points are very steep and are account based, not household based so that gets expensive.   If there is an angle, Ameriprise takes advantage of it.  Also, quarterly reporting of wrap assets was so ridiculously wrong due to the reporting and cutoffs between Schwab and Ameriprise, the firm did away with the seperate wrap asset quarterly review.  Did I mention that the admin fee paid for that statement?  There was not a reduction in the admin fee to the reps when the statement went away, it was just kept by the b/d, sorry reps.  Have a ncie day.