Edward jones  has their 3 year no leaving and going competitive using your series 7 or insurance licensing. If you leave or quit within the first three years and join a competitor, you would be liable for the 75k reimbursement fee.

Im only 22yrs old. So if I leave now within my first year, will I esentially never be able to go into the insurance or securities industry in my whole life? Not even 5, 10, or 15 yrs from now!?

I feel that Im too young and need more experience before tackling such a career. I feel i should have become a personal banker for a while and moved my way up in the banking industry and become an advisor selling insurance and securities.  That way I would have got sales experience and a more secure job.

Now I feel that I have neither.

What should I do?