The link below is guaranteed to take you from perky to funk in 3 minutes.
Some snippets I find strangely relevant:
Overconfidence: Before you attempt to beat the odds, be sure you could survive the odds beating you. (My favorite) <?:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />
Retirement: Because you've given so much of yourself to the Company that you don't have anything left we can use.
Risks: If you never try anything new, you'll miss out on many of life's great disappointments.
Incompetence: When you earnestly believe you can compensate for a lack of skill by doubling your efforts, there's no end to what you can't do. (I find this especially relevant with some brokers.)
Sorry, I know this is a repost for many of you, but I just like this websight.