[quote=Dick]

Anyone with experience using the Income for Life model, linked below.  Is it legit?  Sounds like a way to sell annuities?

  http://www.wealth2k.com/IFLM.html[/quote]   I don't know Dick.  I don't sell annuities.  I put together complicated investment strategies that allow my clients to invest in the equity markets to hopefully outpace inflation while providing certain a minimum guaranteed growth of income and a lifetime paycheck which the client is guaranteed to never outlive.   I haven't had time to look at it too closely, but at $165/month, it better provide me with something more than a report.  Have you signed up for the demo?  Do you think it would help you get in front of more people?    I will say this, if you can position yourself as a retirement income specialist, there will be a ton of business to be had.