Google is your friend...use it.

http://www.cmgmortgageservices.com/

Thanks, I got that far.

I was more looking for someone that has seen the product.  And knows some of the pros and cons about it.

This is nothing more than a marketing gimmick by firms that capitalize on your hatred - and fear-of mortgages. Somebody figured out that if you make half the payment every two weeks, you can pay off a 30-year loan in about 21 years. It sounds harmless - after all, what’s the difference between making a full payment on the 30th and paying half on the 15th and the other half on the 30th?

There would be no difference - if that’s how bi-weekly mortgages work. But that’s not how they work. You don’t make two payments a month, you make half a payment every two weeks. There’s a big difference between those two statements. With a bi-weekly mortgage, you make 26 half-payments a year. And 26 half-payments is the same as 13 regular payments. In other words, bi-weekly mortgages require you to make one extra payment per year - 13 instead of 12. Therefore, you’re merely making extra principal payments, which you’ve learned by now is the wrong thing to do.