Say it Ain't so Jonesies

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Feb 28, 2009 7:59 pm

[quote=Squash1] I haven’t seen a Philo post in quite some time… Welcome back…



Moraen- I am curious what does your brochure say the differences are? Are you RIA?[/quote]



Yes, I’m an RIA - It basically talks about compensation and how I am compensated vs. brokers



HKA - I am all over the place. I am sorry that she had to call three Jones brokers, but really when she told them her priority wasn’t consolidating her old 401ks, they didn’t have time for her.
Feb 28, 2009 8:01 pm
anonymous:

[quote=Moraen]I’m sorry. I can’t help this one. I had a lady call yesterday, wanting some advice on basic financial planning and budgeting. My office was the fifth place she called. She called three Jones reps and an Indy. I did not think she had much in assets, but I thought I’d listen to her because she sounded frantic. She said, “My husband is self-employed and we just found out we owe $30k in taxes. We need help!”. I made some time today for her to come in, waiving my consult fee because her husband is a veteran. We sat down, went through the questionnaire and found out that between the two of them, they had $600k in various old 401ks. When were halfway through I showed gave her the new brochure I developed about “Is your financial expert an advisor or broker?” and she asked if that was what Edward Jones was - a broker. I told her yes and that I used to work there. Here is the tough part for me to understand. This lady called three Jones offices and was rushed off of the phone when she told them she needed budgeting advice and some business planning. And one of them told her, “Why don’t you send Clark Howard an email?”. WTF is going on with you guys!? I would never expect a Jones broker to turn away someone in need. And if they had dug a little deeper, they would have found that it would be worth their while. The Indy guy doesn’t have an excuse either, but that could have been a fluke. But THREE Jones guys?





For every person who wants basic financial planning and budgeting advice and turns out to have $600,000 to invest, there are probably 100 who simply want basic financial planning and budgeting advice. It makes sense to play the percentages. Sometimes a good one slips through the cracks. It's better to let some slip through the cracks than to spend time meeting with everybody who calls.

(That being said, in my practice, I'll meet with anyone who calls, but that is simply because I know I can make a decent buck with insurance also.)[/quote]


Anon- I meet with them too. Because I charge for the budgeting too.
Mar 2, 2009 4:27 pm
Philo Kvetch:

Yes, but doesn’t stupidity and/or laziness annoy you?

I admire precision. That extends to grammar and punctuation.

  I'm with you. In my previous professional life, I was the a-hole boss that sent replies to my employees telling them to rewrite their emails to me in some semblance of english if they wanted me to read them. It's your native language, and probably the only one you speak, so at least do it properly.   It is fair to point out, however, that the first three sentences in your grammar correction were incomplete.
Mar 2, 2009 5:31 pm
SometimesNowhere:

[quote=Philo Kvetch]Yes, but doesn’t stupidity and/or laziness annoy you?

I admire precision. That extends to grammar and punctuation.

  I'm with you. In my previous professional life, I was the a-hole boss that sent replies to my employees telling them to rewrite their emails to me in some semblance of english if they wanted me to read them. It's your native language, and probably the only one you speak, so at least do it properly.   It is fair to point out, however, that the first three sentences in your grammar correction were incomplete. [/quote]   I assume it's also fair to point out to you that the "E" in English should be capitalized?
Mar 2, 2009 6:52 pm
Borker Boy:

[quote=SometimesNowhere][quote=Philo Kvetch]Yes, but doesn’t stupidity and/or laziness annoy you?

I admire precision. That extends to grammar and punctuation.

  I'm with you. In my previous professional life, I was the a-hole boss that sent replies to my employees telling them to rewrite their emails to me in some semblance of English if they wanted me to read them. It's your native language, and probably the only one you speak, so at least do it properly.   It is fair to point out, however, that the first three sentences in your grammar correction were incomplete. [/quote]   I assume it's also fair to point out to you that the "E" in English should be capitalized?[/quote]   Damn, knew that was coming. As soon as I hit the 'Post Reply' button, I felt the pain.
Mar 2, 2009 7:00 pm

I couldn’t pass it up.

  I utilize the "edit post" feature frequently. 
Mar 2, 2009 7:27 pm

[quote=Borker Boy]I couldn’t pass it up.

  I utilize the "edit post" feature frequently. [/quote]   Didn't know you could do that, you learn something new everyday...
Mar 2, 2009 7:42 pm

You also use way too many commas.  I used to get nailed for that in my college papers.   I don't even pretend to try anymore.  However, I am a stickler for only using three periods...not four or five like some folks. 

Mar 5, 2009 4:19 pm

[quote=Spaceman Spiff]

You also use way too many commas.  I used to get nailed for that in my college papers.   I don't even pretend to try anymore.  However, I am a stickler for only using three periods...not four or five like some folks. 

[/quote]   What,,,are,,,you,,,talking,,,about?,,,
Mar 6, 2009 3:38 am

is this a jones’ thread?  if so, glad i don’t work there. you, especially phil the grammer freak are losers…

Mar 6, 2009 5:44 am

When someone calls in and says they need budgeting help, doesn’t anyone ask questions on the phone and get an idea if they have any assets? Wasn’t one of the first things we learned in Prospecting 101 was try and qualify your prospects as best you can before proceeding? This seems like a no-brainer to me and would have uncovered some of those assets on the phone, thus wasting nobody’s time.



Oh, wait, are we still talking about this, or on we on dogs? Or grammar?



Feel free to edit to your heart’s content.

Mar 6, 2009 3:15 pm
go_huskies:

is this a jones’ thread?  if so, glad i don’t work there. you, especially phil the grammer freak are losers…

  This coming from the man who doesn't understand what that key marked SHIFT does.  And that you can't substitute a period with an ellipse.  It's a good thing there weren't any spelling or punctuation questions on the S7.   
Mar 6, 2009 5:10 pm

Guys, guys…go easy on him.  He’s UW, so how much could he possibly know?

Mar 8, 2009 11:48 pm
Philo Kvetch:

Yes, but doesn’t stupidity and/or laziness annoy you?

I admire precision. That extends to grammar and punctuation.

  I think you might be confusing precision for accuracy.  I admire irony.
Mar 9, 2009 1:34 am
moneyguy:

[quote=Philo Kvetch]Yes, but doesn’t stupidity and/or laziness annoy you? I admire precision. That extends to grammar and punctuation.



I think you might be confusing precision for accuracy. I admire irony.[/quote]



Not really.



However if you prefer it that way, consider the statement amended.
Mar 18, 2009 4:54 pm

... = ellipsis

= ellipse
Mar 18, 2009 6:08 pm

Sorry, my bad.  

  Put that thing away.  It's giving me flashbacks to math classes.  Numbers were never my forte.