International families who have some connection with the United States seek out U.S. life insurance policies to provide favorable tax treatment, flexibility, liquidity and certainty in their wealth planning. The U.S. life insurance industry offers these non-resident aliens (NRAs) competitive advantages not found in their home countries. There are, however, strict solicitation and eligibility requirements imposed by U.S. carriers in writing coverage for this specialized market. U.S.-based
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