Maybe if you would take the time to at least search old threads here you might find people more inclined to fill in the gaps in your understanding.  Suffice it to say your understanding of the distinction between RIAs and “being independent” is completely wrong.

Since I’m lazier than you and or maybe dumber can you enlighten me? 

I can enlighten you, but if you don’t care enough about getting an answer to your question to put forth even minimal effort, why would you expect others to care more than you? How hard is it to use a search button?



You may think I’m just being a jerk, but the fact is that if you are unable or unwilling to do anything for yourself, then for you it really doesn’t even matter what the distinction between RIA and “independent” is, because you don’t have the mindset or initiative to pursue either.

Hey dip k Morp I could find out in about 5 minutes of reading online but it took me 10 seconds to ask the question.  If you don’t want to answer that’s fine dic h*.

Given the volume of stupid posts that YOU have made, you lack the standing to criticize anyone else around here.

Your opinion really means a lot to me, Bobby, especially given the ever growing number of stupid aliases that you use here simply in order to be allowed to spew more of your toxic waste.

Hey dip ***k Morp I could find out in about 5 minutes of reading online but it took me 10 seconds to ask the question.

I could give you an answer in about 5 minutes but it only took me 5 seconds to tell you to how to easily find the answer all by yourself, like a real grown up.



[quote=BiLo] If you don’t want to answer that’s fine dic* h***.[/quote]

With your juvenile entitlement attitude and name calling you’ll no doubt soon have people lined up around the block for the opportunity to do your work so that you don’t have to. I guess I’ll reluctantly have to take a pass this time around, despite how tempting you make it sound to help out.

One works for the other

Morphius you are wierd.

This from the guy who said, “I know I’m probably going to catch grief for this question but what are the differences between RIA and being Independent?” and then when you caught grief exactly as you knew you should, you lash out at those who could help you if you but showed an ounce of effort.  And you think I’m weird?!  You can’t even spell it.

It’s your life.  If you prefer to spend it remaining ignorant no one is going to stand in your way,  but personally I think that that is weird.

[quote=BiLo]I know I’m probably going to catch grief for this question but what are the differences between RIA and being Independent?

[quote=Morphius] Maybe if you would take the time to at least search old threads here you might find people more inclined to fill in the gaps in your understanding. Suffice it to say your understanding of the distinction between RIAs and “being independent” is completely wrong.

[/quote]



Morpuss, you should be served a giant can of STFU. If you PM me I can translate STFU for you. If someone ask a question why not link the previous question so they can see the thread? Instead you try to make them look foolish. What if one of your clients asked about a certain type of investment are you going to tell them it’s already been asked don’t waste my time? AXXHOLE!

Dear Harley,



Thank you for your deep, probing insight and oh-so-clever name-calling. It added so much light to the conversation. Here’s a news flash for you: my clients PAY ME to do work for them. Lazy, ignorant, demanding fools like you and BiLo are owed nothing, despite feeling entitled to everything.



I look forward to you taking the time to answer the question yourself and/or do the searching for the answer to every question, no matter how many times it has been covered here. Make sure you don’t miss any of the many answers or you will be an “axxhole!”"   



Ready … GO!



P.S. It’s OK to keep posting under your original username, also.

[quote=Morphius] Dear Harley,



Thank you for your deep, probing insight and oh-so-clever name-calling. It added so much light to the conversation. Here’s a news flash for you: my clients PAY ME to do work for them. Lazy, ignorant, demanding fools like you and BiLo are owed nothing, despite feeling entitled to everything.



I look forward to you taking the time to answer the question yourself and/or do the searching for the answer to every question, no matter how many times it has been covered here. Make sure you don’t miss any of the many answers or you will be an “axxhole!”"   



Ready … GO!



P.S. It’s OK to keep posting under your original username, also.[/quote]



Deep and probing? I will pass on that thank you very much. I am curious why do find the OP lazy, ignorant and demanding the OP just asked a very simple question. Oh and yes me and BiLo are not owed a thing but we really feel entitled to everything. That is brilliant! If you don’t want to answer a question why don’t you just skip it rather than make some smart arse remark? So what if a question gets asked over and over not everyone reads this forum on a daily basis. What made you decide to be the self appointed policeman of this forum? Get back to me on that Morpuss.



Harley 43 (original user name)

Since your two whole valuable posts have been entirely dedicated to being a self-appointed policeman demanding that others serve up information for you so that you don’t have to go to the extreme sacrifice of using a search button, which you are obviously equally incapable of using, just this once I’ll repeat the logic behind correcting the OP’s inaccurate understanding AND why informing him how and where he could easily get an accurate answer is the best thing for him:



[quote=Morphius] I can enlighten you, but if you don’t care enough about getting an answer to your question to put forth even minimal effort, why would you expect others to care more than you? How hard is it to use a search button?



You may think I’m just being a jerk, but the fact is that if you are unable or unwilling to do anything for yourself, then for you it really doesn’t even matter what the distinction between RIA and “independent” is, because you don’t have the mindset or initiative to pursue either.

[/quote]



Perhaps if you had any understanding about what going independent entailed, you would better grasp the concept of teaching someone how to fish, rather than simply giving them a fish. Ironically, it is always the lazy and immature ones who complain about having to exert any effort to better themselves; the rest know from experience that nothing beats the satisfaction of achieving our goals - especially those that require the greatest effort. It is precisely those like BiLo and yourself who spend their energies complaining that others aren’t doing enough for them, who most need to learn this life lesson.



But I digress, and no doubt needlessly because the chances of you seeing the plank in your own eye are slim to none. I still am waiting for you to put your money where your mouth is: where exactly is your answer to the original question, along with quotes from or links to other threads that provides the answer? After all, as you say, "the OP just asked a very simple question."



Let’s see you answer that simple question.



Or are you - who have contributed ZERO helpful information to ANYONE here - only capable of criticizing others for not doing what you are unable or unwilling to do?

Good job Morph, you probably saved that mans career by making him read endless boring post to get his answer. Searching the forum is so vital to our careers. You should be a life coach.

Good job Morph, you probably saved that mans career by making him read endless boring post to get his answer. Searching the forum is so vital to our careers. You should be a life coach.

[quote=Harley43] Good job Morph, you probably saved that mans career by making him read endless boring post to get his answer. Searching the forum is so vital to our careers. You should be a life coach.

Good job Morph, you probably saved that mans career by making him read endless boring post to get his answer. Searching the forum is so vital to our careers. You should be a life coach.

Sorry to upset you. I didn’t know you two were a couple.