People are basically lazy or specialized and productive. The opportunity cost of giving 6% on a $275,000 home are minimal. On a 1m home, a good agent might be able to turn the house for " free " on added value. Let this be a lesson to folks who quibble about the fees we advisors collect on all the various platforms, or even in certain proprietary products.

Since choices are increasing, life is moving faster, and specialization necessitates economic focus and the only thing that is not a commodity is personal relationships, plus the fact that recent research shows that " optimistic " people literally live longer, what do you say we are in the right place at the right time, and real estate agents will alos prosper.

[quote=shorttoday]

People are basically lazy or specialized and productive. The opportunity cost of giving 6% on a $275,000 home are minimal. On a 1m home, a good agent might be able to turn the house for " free " on added value. Let this be a lesson to folks who quibble about the fees we advisors collect on all the various platforms, or even in certain proprietary products.

Since choices are increasing, life is moving faster, and specialization necessitates economic focus and the only thing that is not a commodity is personal relationships, plus the fact that recent research shows that " optimistic " people literally live longer, what do you say we are in the right place at the right time, and real estate agents will alos prosper.

[/quote]

Your use of the word "we" makes it sound like you include yourself in this category. How do you reconcile that with the truth?

Please clarify your question, Bobby. I’m an RR, if that is your meaning.

[quote=shorttoday]Please clarify your question, Bobby. I'm an RR, if that is your meaning. [/quote]

No, you're not. You are freedom advocate.

 I don't see how I can prove I'm not. I thought you were smart, I guess you are just paranoid.

You could PM me, and ask questions that only an experienced rr can answer, but something tells me you are only interested in the allegations.

I could say things like, " Fidelity Advisor Strategic Real Return Fund holds about 30% tips, 25% floating rate, 25% commodity notes, 20% commerical REITS, and I'm pulling back money from equities as I service my clients, because a 60% stock portfolio has standard deviations of about -21/31 and a 50 50 stock portfolio carries a standard deviation of about -12/23, or what's the difference between average and marginal tax rates," things Freedom likely wouldn't even think to mention, but it proves nothing and might confuse you.

In fact, I think you are smart, but perhaps you could use some education. And if you want to apologize for call me a liar, you can do so right here, in public. I certainly forgive you for making a mistake.

There’s too much intelligence and good grammar/spelling in that post for Freedom Advocate.

[quote=shorttoday]

 I don't see how I can prove I'm not. I thought you were smart, I guess you are just paranoid.

You could PM me, and ask questions that only an experienced rr can answer, but something tells me you are only interested in the allegations.

I could say things like, " Fidelity Advisor Strategic Real Return Fund holds about 30% tips, 25% floating rate, 25% commodity notes, 20% commerical REITS, and I'm pulling back money from equities as I service my clients, because a 60% stock portfolio has standard deviations of about -21/31 and a 50 50 stock portfolio carries a standard deviation of about -12/23, or what's the difference between average and marginal tax rates," things Freedom likely wouldn't even think to mention, but it proves nothing and might confuse you.

In fact, I think you are smart, but perhaps you could use some education. And if you want to apologize for call me a liar, you can do so right here, in public. I certainly forgive you for making a mistake.

[/quote]

Liar, if you don't want to be called a liar, don't lie.

As if I care about your apparently paranoid and narcissistic perceptions. I’ve held more client meetings than the number of internet postings you will likely make in your career. What are you trolling for, anyway?

[quote=shorttoday]As if I care about your apparently paranoid and narcissistic perceptions. I've held more client meetings than the number of internet postings you will likely make in your career. What are you trolling for, anyway?[/quote]

You try to convince me that you're honest by telling ANOTHER lie?

Now I get the hockey analogy. Just crush 'em on the boards, and take your time in the penalty box. I'll bet you got a real purdy smile, boy.

It's nothing like the smile on your mom's face when I take my time in HER penalty "box."

Did I actually post this or did I dream that I did?

 So much for 60 minutes. Thems fightin' words. Warning, this thread may not be suitable for general consumption.

Your, " yo mamma " joke reminds me of a washed up hockey player who finds himself in Scotland.

Q: Why do you screw sheep on the edge of a cliff?

A: Because they push back harder.

Was I a sheep dreaming I was being screwed by a hockey player or a hockey player dreaming I was screwing a sheep?

[quote=shorttoday]

 So much for 60 minutes. Thems fightin' words. Warning, this thread may not be suitable for general consumption.

Your, " yo mamma " joke reminds me of a washed up hockey player who finds himself in Scotland.

Q: Why do you screw sheep on the edge of a cliff?

A: Because they push back harder.

Was I a sheep dreaming I was being screwed by a hockey player or a hockey player dreaming I was screwing a sheep?

[/quote]

I would only screw a sheep that is prettier than your mother.

After the post about the Fidelity Strategic Return Fund, I was convinced that Bobby was wrong, and Shortoday was really a RR.

But after the sheep stuff, I'm convinced that Shortoday is Freedom/parachute/goforbroke. Only that/those people would talk that way about sheep on a cliff!!!!!

This has been fun, but cant we get back to the business at hand, helping each other?

Pratoman, if you learn how to roll in the hay a little, you'll have more fun. I was just having fun with Bobby, if he really is a weiner Geek in a sleazy office in South Chicago, even he must need some love.  No one will accuse Bobby of being clever, and whether I am who you say I am, that should become very clear by paying attention.

So what kind of help do you need?

[quote=pratoman]

After the post about the Fidelity Strategic Return Fund, I was convinced that Bobby was wrong, and Shortoday was really a RR.

But after the sheep stuff, I'm convinced that Shortoday is Freedom/parachute/goforbroke. Only that/those people would talk that way about sheep on a cliff!!!!!

This has been fun, but cant we get back to the business at hand, helping each other?

[quote=joedabrkr]

I am no longer convinced shorttoday is
goforbroke/parachute…spelling and grammar is far too good for that
moron.  Probably this is planrcoach.
[/quote]



I liked Planrcoach. The fact that he claimed anything postive for AMP was a giveaway.

[quote=joedabrkr] [quote=pratoman]

After the post about the Fidelity Strategic Return Fund, I was convinced that Bobby was wrong, and Shortoday was really a RR.

But after the sheep stuff, I'm convinced that Shortoday is Freedom/parachute/goforbroke. Only that/those people would talk that way about sheep on a cliff!!!!!

This has been fun, but cant we get back to the business at hand, helping each other?

[/quote]

I am no longer convinced shorttoday is goforbroke/parachute...spelling and grammar is far too good for that moron.  Probably this is planrcoach.
[/quote]

I'm confused (nothing new) wasn't whomitmayconcern planrcoach?

I’d vote no on that one…two totally different personalities…