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Reduced RMDs From Retirement Accounts

What to expect beginning in 2022.

The Department of Treasury issued new tables that will reduce the amount of the annual required minimum distributions (RMDs) that an individual must receive from a qualified retirement plan, beginning in 2022.1 The reduced distributions are a result of updating the life expectancy tables for longer life expectancies from the time that the prior tables had been published in 2002. Most individuals will experience reduced RMD amounts of between 0.3% and 0.5% of what they would have


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