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Problem Irrevocable Life Insurance Trusts

The client has an ILIT and doesn’t like it—what can you do?

Your client may be suffering from irrevocable life insurance trust (ILIT) fatigue. This syndrome occurs when clients question the wisdom of keeping ILITs that have been in place for a number of years. Clients may have this fatigue for a variety of reasons. For example, they may question their choice of beneficiaries or be concerned about how the beneficiaries will use the money. Or they may now have grandchildren whom they didn’t have at the time the ILIT was created.

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TAGS: Insurance
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