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Meeting Cash Flows With Lower Market Returns

What to tell clients.

U.S. investors have experienced strong market returns over the past 10 years due to a steady economic recovery and supportive, low interest rates. We’re now in the midst of the second longest bull market since World War II, and many investors are feeling increasingly confident in their wealth and future prospects. Some are beginning to spend more, while others are considering leaving their primary careers earlier than expected, feeling their savings are sufficient to secure a comfortable


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