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Life Insurance: A Valuable Contingent Asset Class?

Properly assess the death benefit in a wealth transfer portfolio management context.

Life insurance is often narrowly perceived as a liquidity tool for the estates of high-net-worth individuals. While true, there’s a growing view within this community, and among their advisors, of life insurance as a contingent asset class (that is, by paying out on the insured’s death), a legacy planning vehicle that can add tremendous value and diversification to a family’s wealth transfer portfolio. Life insurance is attracting the attention of sophisticated investors and their advisors


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TAGS: Insurance
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