Skip navigation
te0420 finnegan insurance.jpg

Keep, Sell or Surrender?

When your client thinks life insurance coverage is no longer needed.

Over time, the law as well as a client’s circumstances, goals and objectives change. Often, a client feels that life insurance is no longer needed and considers surrendering the policy for its cash surrender value (CSV). But, is that the right decision? At that time, perhaps the best advice you can give your client is, “Hit the brakes!” Many times, it’s not that the client doesn’t need insurance, it’s that he doesn’t like paying for it. Life insurance is an extremely complex financial vehicle


Please Log in if you are currently a Trust&Estates subscriber, or select DAYPASS for our new 24 hour access (nominal fee required).

If you are interested in unlimited article access for one year, please select Annual Subscription below.

TAGS: Insurance
Hide comments


  • Allowed HTML tags: <em> <strong> <blockquote> <br> <p>

Plain text

  • No HTML tags allowed.
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.