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Busting Some Life Insurance Myths

A changing environment presents risks and planning opportunities.

Sophisticated and thoughtful guidance regarding a client’s life insurance has never been more critical than it is today. The buzz created by the recent election results, the possibility of permanent repeal of the estate tax and a possible reduction of income taxes can inappropriately lead to the surrender of current policies or a hold on new purchases. Keep in mind that the estate tax has been “permanently” repealed four times before, and the income tax has ranged from 7

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