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Retirement Plan Business

The New Retirement Reality

When it comes to employer-sponsored retirement plans, defined contribution (DC) is the new retirement reality for the majority of workers today—with more than 88 million Americans now covered by DC plans. And, DC plans are a good fit for America’s mobile workforce, in which workers tend to move from job to job, because these plans are portable. As these workers progress through their careers and retire, a portion of their assets is likely to roll over from their employer-sponsored plans to IRAs. In many cases, these rollovers will be done with the help of advisors with whom these investors already have relationships. 

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