Reps say the darndest things. When Registered Rep. asked a young wirehouse advisor whether he would consider joining an independent firm or launching his own RIA at some stage down the line, he said no. He explained, “I like that I can get a pay check for not working.” And this rep is in high demand: He recently got over 200 percent of his trailing-12 production as a sign-on bonus. Maybe it's all bluster. Then again, maybe not.