Mother Merrill

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Feb 24, 2010 5:54 pm

You know you are in bad shape when Jon Stewart makes fun of you.

http://consumerist.com/2010/02/the-daily-show-with-jon.html

I have actually gotten Acats from Merrill just on "I hate Bank of America's credit card"


Feb 24, 2010 6:15 pm

Yeah, there are few companies I know of that are more hated than BAC. It is a shame that Merrill is now associated with them (but good for us!)

Feb 25, 2010 8:14 am
mlgone:
B24:

Yeah, there are few companies I know of that are more hated than BAC. It is a shame that Merrill is now associated with them (but good for us!)





no sh*t.............I lived it



(got a sweet mil acat started today from mer........nice)



f Stan O'Neil



That's one thing I have noticed.  ACATS from Merrill are unusually large.  Always $1 million plus.

Feb 25, 2010 10:03 am

I have had some clients/prospects, as well as friends and acquiantances tell me they will NEVER do business with BAC again.  Usually it has to do with checking accounts, credit cards, mortgages, etc.  Problem is, damn near everything is owned by them now. 

 
Years ago, I had NOTHING with BAC.  I had a checking account with a small local bank in New England.  Got swallowed by Fleet, which got swallowed by BAC.  Now I have a damn BAC checking account.  Used to have a credit card through I-can't-remember-who.  BAC bought them about three years ago.  Voila, now I'm a BAC CCard client.  Our Edward Jones credit cards used to go through FIA card services (they still do).  BAC bought them a year or so ago.  Now my EDJ card is owned by BAC.  Had a Countrywide loan.  BAC.  And my firm-sponsored HSA is through BAC.
 
So, I never personally CHOSE to use BAC.  But now I have 5 products through them.
 
I'm just waiting for them to buy American Express and turn my Gold Card into a Red, White, and Blue card.  That would complete me financially.  Actually, me taking a job at Merrill would really nail it.
Mar 3, 2010 12:07 pm

I have had some clients/prospects, as well as friends and acquiantances tell me they will NEVER do business with BAC again.  Usually it has to do with checking accounts, credit cards, mortgages, etc.  Problem is, damn near everything is owned by them now. 

 
Years ago, I had NOTHING with BAC.  I had a checking account with a small local bank in New England.  Got swallowed by Fleet, which got swallowed by BAC.  Now I have a damn BAC checking account.  Used to have a credit card through I-can't-remember-who.  BAC bought them about three years ago.  Voila, now I'm a BAC CCard client.  Our Edward Jones credit cards used to go through FIA card services (they still do).  BAC bought them a year or so ago.  Now my EDJ card is owned by BAC.  Had a Countrywide loan.  BAC.  And my firm-sponsored HSA is through BAC.
 
So, I never personally CHOSE to use BAC.  But now I have 5 products through them.
 
I'm just waiting for them to buy American Express and turn my Gold Card into a Red, White, and Blue card.  That would complete me financially.  Actually, me taking a job at Merrill would really nail it.

  
 B,
Too late... Amex owns the servicing of your card and it is highly likely that BancofAmerrillWide owns the lending side of your card.   
And now with 6 products, you are considered a very sticky (stuck?) customer.  Kinda like stepping in quicksand, or pluff mud if you live in my area. And YA'LL know what pluff mud smells like.

Mar 3, 2010 2:17 pm

I have had some clients/prospects, as well as friends and acquiantances tell me they will NEVER do business with BAC again.  Usually it has to do with checking accounts, credit cards, mortgages, etc.  Problem is, damn near everything is owned by them now. 

 
Years ago, I had NOTHING with BAC.  I had a checking account with a small local bank in New England.  Got swallowed by Fleet, which got swallowed by BAC.  Now I have a damn BAC checking account.  Used to have a credit card through I-can't-remember-who.  BAC bought them about three years ago.  Voila, now I'm a BAC CCard client.  Our Edward Jones credit cards used to go through FIA card services (they still do).  BAC bought them a year or so ago.  Now my EDJ card is owned by BAC.  Had a Countrywide loan.  BAC.  And my firm-sponsored HSA is through BAC.
 
So, I never personally CHOSE to use BAC.  But now I have 5 products through them.
 
I'm just waiting for them to buy American Express and turn my Gold Card into a Red, White, and Blue card.  That would complete me financially.  Actually, me taking a job at Merrill would really nail it.

   
 B,
Too late... Amex owns the servicing of your card and it is highly likely that BancofAmerrillWide owns the lending side of your card.   
And now with 6 products, you are considered a very sticky (stuck?) customer.  Kinda like stepping in quicksand, or pluff mud if you live in my area. And YA'LL know what pluff mud smells like.

Yeah, if I could get my schit together, I would get rid of all of them.  But I've been using them all for years, so I have some much hsitory built up with online billpay, historical credit card details, etc.  I also don't want to start messing around with new credit cards, etc.  The credit scoring system is so fukced up, I have no idea what it would do to my score.  Not worth the risk.  Pain in my arse.  But they have me in the corner of the prison shower just like half the rest of the country.

Mar 3, 2010 3:01 pm

The shitty thing is that how BAC started as a company is really a cool story.  Now it is what it is.  I have one of my mortgages through BAC, 2 credit cards, and both checking and savings.  I actually haven't had a problem...knock on wood.
I would, on the other hand, like some of those BAC/MER ACAT's though...

Mar 3, 2010 10:21 pm

Im closing my account with XYZ
stfu    
no one gives a fukc
everyone out to screw you
there are 2 things in this world that really love you:
1. dog
2, your kids
period

i'll show em.  i'll pull my 40 jingle account from them.
so there
stfu