Big Brother

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Mar 3, 2010 4:03 pm

Since this forum gets little action, I have decided to post my thoughts here (and it relates to "Technology").
I remember while, and still to this day, the internet was sprouting its wings and becoming more and more popular a large concern was privacy, and the fear that "Big Brother" will be watching our every move.  This morning during the commute to work, after learning of a new "social" technology, I have come to the realization that our fears have been confirmed.  Only the truth is that Big Brother is not the Government / the Man / the Illuminati, etc.  We are Big Brother.
Companies like Foresquare that allow users to post their current location, Twitter that allows up to the minute details of our lives, etc. are living off of our own self importance and narcissism.  It is ridiculous.  The things that we as a country have fought to prevent our govenment from doing, we do ourselves.
To counter this trend, and show the stupidity of it all is www.pleaserobme.com. This site posts listing of homes that are vacant - due to the dumb user's internet post of being away from home.
From the creators:
The danger is publicly telling people where you are. This is because it leaves one place you're definitely not... home. So here we are; on one end we're leaving lights on when we're going on a holiday, and on the other we're telling everybody on the internet we're not home. It gets even worse if you have "friends" who want to colonize your house. That means they have to enter your address, to tell everyone where they are. Your address.. on the internet.. Now you know what to do when people reach for their phone as soon as they enter your home. That's right, slap them across the face.
When did we turn into such douchebags?

Mar 3, 2010 4:05 pm

The definitive turning point was when Obama was elected.  The very height of douchebaggery our country could encounter.

Mar 3, 2010 4:23 pm

Hah.  Maybe that is what it is.  I heard a story of a businessman being stranded at an airport for 8 hrs.  Checked into this app and "connected" with other people stranded at the airport - VIRTUALLY.  Why not just go up to the person close to you and say "Hi"?

Mar 3, 2010 5:04 pm

Now you don't even have to introduce yourself to a girl when you see her at a bar to learn of her interests, just check her facebook. Imagine having that one-up when you actually introduce yourself and you are both fans of horseback riding!

http://www.dailymail.co.uk/news/article-1254537/Facial-recognition-phone-application-described-stalkers-dream.html[i]

[/i]

Facial recognition phone application described as a 'stalker's dream' 

[i]A prototype camera phone application that enables the user to find names and numbers of complete strangers has been labelled a 'stalker's dream'.

The application, called Recognizr, has been developed to find personal information through facial recognition software.

The user simply has to take a picture of a person and hit the 'Recognize' button.

[/i]

Invasion of privacy? Software developer The Astonishing Tribe is finalising Recognizr for public release



[i]The photo is then compared to shots on social networking sites including Facebook and Twitter before personal information, which can include phone numbers, addresses and email addresses, is sent to the user.
The software developer, Swedish company The Astonishing Tribe, is currently testing the software, which works on phones with a camera of five or more megapixel resolution.
Security experts have blasted the new software for enabling burglars to find out where targets live.
Simon Davies from Privacy International said: 'It takes the dangers that already exist and increases them infinitely.'

 There are also fears the application could lead to an increase in people being stalked by those who have obtained their personal information.

Dr Ian Brown from the Oxford Internet Institute said: 'A guy could take a picture of a girl in a bar and find out all sorts of information.'

Tom Gaffney, from security software firm F-Secure, added: 'This application looks like it could be a stalker's dream.'[/i]

Mar 3, 2010 6:03 pm

This would be a great tool for Compliance to identify Reps with Social Media accounts.  Thanks for the idea!

Mar 3, 2010 6:09 pm

I can't even fathom having a facebook account in this business. All you're doing is shorting against your career. Remember last weekend? No? Well someone tagged a photo of you and it took you 2 weeks to notice, GOOD LUCK fcker!

Mar 4, 2010 8:03 am

Add to that, a lot of HR folks routinely query social networking sites when they get to the short list of candidates for a job.
That picture of you chugging from the keg hose that was so cool in college? Well, it  just killed your chances of getting a job.

Mar 4, 2010 8:33 am

Hah.  Maybe that is what it is.  I heard a story of a businessman being stranded at an airport for 8 hrs.  Checked into this app and "connected" with other people stranded at the airport - VIRTUALLY.  Why not just go up to the person close to you and say "Hi"?

 Now that would just be creepy.  Better to whole up in the corner, rocking back and forth, making comments about the strange people that are speaking face to face.

Mar 4, 2010 12:52 pm

Have you guys seen LinkedFA?  It's a new site similar to LinkedIn, but for FA's.  The idea is to allow you to connect with clients and other advisors.  It has all sorts of security measures, and logs and saves 6 years worth of posts, which you can query, sort, and run reports on at any time (for compliance use, regulatory inquiries, etc.).
You can provide login permissions for clietns vs. FA's (so clients don't see "chatter"),  it will have tools like video conferencing, webinars, etc.  It's brand new but it might revolutionize the way we communicate (in our industry) on the internet.

Mar 4, 2010 12:56 pm

Actually the last Compliance conference I went to there was mention of LinkedFA.  One compliance officer, I think from Genworth, was asking if any of us have evaluated it - but it was off of our radar.  So that means you guys have atleast 5 years to use it before Compliance shuts it down.
I've been meaning to check it out.
There is a website, don't recall the name, for securitie analysts to contribute research for group consumption.  In order to get "membership" on the site, you need to submit 1 research report.  I believe the reports are posted to members, and people can comment on them etc.  It claims to have 5,000 members, but I don't see how that is possible.  One of our analysts requested permission to become a member, and I REJECTED it.
Regardless of the obvious compliance implications, I didn't think our CEO would appreciate him sharing that info for free.

Mar 15, 2010 10:45 pm

It's already been ruled out (as have all social networking), but worthwhile to note that LinkedFA was specifically mentioned, at Jones.

Mar 16, 2010 2:57 pm

So, I should take my profile off of LinkedIn, Facebook, Twitter, and MySpace?  Then what do I need an iPhone for?

Mar 16, 2010 3:18 pm

That's exactly why I prefer being an independent.....I can do what I want so long as I am able to pass my internal audits.  I can use Linkedin, Facebook, Linkedfa, etc.  The problem is I have to keep a written record of all the correspondance.  I have been able to do this using Linkedin but it has been a royal PITA.  I have to screen shot everything!  I just started using Linkedfa and so far it is awesome.  It has a built in compliance feature that exports all communication and is more designed for our industry with privacy protection.  It has a lot of other cool features too.  I am not ready to give up Linkedin yet, however it looks like i will begin  to wein myself off of them.  As to your point about Jones not approving social sites yet....give them time.  They just do not want to be first.  Compliance, technology and business departments at UBS, MS/SB and Wachovia (i am sure there has been others as well) have all been reviewing Linkedin and Linkedfa for approval over the past couple of weeks.  This includes them meeting with management of both companies.  To my knowledge there has not been any formal approvals yet.  I do promise you though that after the first wirehouse gives one of these groups the stamp of approval there will be a race to approval by all others.......and that is not far away. 

Mar 16, 2010 3:51 pm

You seriously screen shoot everything?  I'm assuming you are surely talking about only business-related conversations?  Does compliance get to read your Facebook post about passing a kidney stone?

Mar 16, 2010 4:13 pm

Funny you should bring up Facebook.  I have been using social media for my business for over 3 years.  When my firm first started getting wind of SM my compliance officer said if i want to use FB I had to friend him!  Of course I was the only one on it at the time.  Regardless, it was ridiculous then and it would be impossible now. I do not use FB anymore because it is not designed for business.  Linkedin is my primary platform and has worked great, but it is too general.  In order for Linkedin to truly work for me they would need to focus the application toward financial.  

Yes......everything business related is screen shot.  It gets me passed compliance but i still do not feel Linkedin is the best design or truly meets compliance needs.  People can see other people in my network and all of their information and storing correspondence is a nightmare.  Additionally, I do not have complete control of the conversations that take place. 

Mar 26, 2010 12:47 pm

Freedomfighter,

What exactly are you doing on LinkedIn and LinkedFA?  I belong to both (brand new to LinkedFA, but not using it), but I basically jsut connect with colleagues, former colleagues, etc.  How is it helping build your business?  I know a guy named Michael Sakraida (sp.?) uses it extensively, as I am in one of his groups.  He works for a TAMP providor or something.  He hosts the Financial Advisor Network (FAN).  Does webinars and stuff.

Mar 30, 2010 1:04 pm

First, we have 15 registered people and we agressively promote they stay in constant contact with all of their clients.  It is difficult to do that when your clients only come in to see you once or twice a year. (of course that does not apply to the retired guys).  We have found using SM we have become a factor in their lives on a daily basis. 

We/I have been using Linkedin to communicate with existing clients.  If i make one update it carries through all of my network.  It is ok but I have been aprehensive to upload all of my clients into the system.  Linkedin does not offer me the ability to control communication between my clients and clients can see the information of my other clients. (I advise all of my clients to utilize privacy controls). 

I have my own in-house IT and compliance.  Prior to using LinkedFA both department heads met with the people from LinkedFA.  I am not one to make a quick switch without valid reasons.  The document retention that LinkedFA offers was enough for me to make a switch.....but you asked how am i using it? First, we are only 2-3weeks in and getting amazing results and feeback.  I had 3 of the younger reps switch completely from Linkedin to Linkedfa...i am still playing with it.  It seems the key value in this site is in uploading your contacts and then getting more out of them. I also have full control over what my clients can and can't see (which is really nice) so I can keep everything very professional. Since more of my clients have been coming onto linkedfa I've have found its very helpful to upload alot of my basic paperwork that is usually quite time consuming to send out individually. Now my clients who are members can download these documents and complete them whenever they like! This alone has started saving me time.  We are using the site like a portal.....we have all of our research and fim information posted, we invite all of our clients, then we invite our prospective clients, and then we ask that they share our information with their friends.  To share information they need to be a part of our network.  We will be converting all of the entire office in the next week or so.  Our IT folks are working on trying to pull the data from Linkedin so we can do one huge upload with all of the content.

linkedFA is a huge business driver.  The only negative I have found is that i wish all of the communication somehow went through our email monitoring software.

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