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Nov 20, 2009 6:13 pm

I would like to ask any of the advisers out there; What keeps you awake at night?  That is, what worries you most about your current business environment?

 
I appreciate your response.
Nov 20, 2009 6:33 pm

Three things keep me up:



1) when my 4 year old sneaks into my bed and kicks me in his sleep



2) being one of those losers who post on rrmag on a Friday night - damm i got caught



3) in all seriousness - I am indy. I worry about dying early and my family not having the growth in income from the future growth of my business.



Nov 20, 2009 7:04 pm

Thanks Cali for the serious response.  I just registered and I'm on the left coast so that's my excuse for being in this forum.

 
I'm a rookie so help me with: I am indy. ???
 
I assume from your response lack of income is your biggest worry?  I'm not an insurance salesperson but wouldn't a term policy help in that regard?
Nov 21, 2009 9:09 am
CALI123:

Three things keep me up:

1) when my 4 year old sneaks into my bed and kicks me in his sleep

2) being one of those losers who post on rrmag on a Friday night - damm i got caught

3) in all seriousness - I am indy. I worry about dying early and my family not having the growth in income from the future growth of my business.

 
Are you fecking serious?  Buy as much life insurance as you can get, and keep adding to it as your business grows.
Nov 21, 2009 9:10 am
BioFreeze:

I sell index annuities and people want to buy them. I don't worry about anything. 

 
That is, until FINRA and the SEC get their greedy paws on FIAs.
Nov 21, 2009 9:14 am

Deekay -



I had a small tumor removed when I was younger. My insurance is through the roof!

Nov 21, 2009 9:20 am

No excuse.  Find a top-notch agent that will help you place it.  You owe it to your family.

 
FWIW, the tumor may not be as bad as you think.  Find an agent that is experienced in impaired risk.  Good luck.
Nov 30, 2009 9:00 pm

Top down management.

Nov 30, 2009 10:17 pm

Tight Rhomboids and an old boxing injury.