How to Annuitize an IRA

How to Annuitize an IRA

The minimum distribution rules present some challenges

Turning your individual retirement account into a stream of guaranteed retirement income poses challenges under the minimum distribution rules. The Internal Revenue Service is working to minimize those challenges (most recently by blessing longevity annuities) within the confines of Internal Revenue Code Section 401(a)(9).

Annuity vs. MRD 

Frank, age 70, wants to conv

All access premium subscription

Your subscription will include 12 months of Trusts & Estates magazine and access to premium content on

Hide comments


  • Allowed HTML tags: <em> <strong> <blockquote> <br> <p>

Plain text

  • No HTML tags allowed.
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.