Partial Tax-free Exchanges

Partial Tax-free Exchanges

A magic box for making long-term care premiums more affordable


For 99 percent of estate-planning clients, estate taxes are no longer the greatest financial threat to passing wealth onto the next generation. This peril has been usurped by the possibility of ruinously expensive long-term care (LTC) costs. But, many clients perceive premium payments for LTC insurance, which would undoubtedly pay fo

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