CFP Reveiw information

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Mar 25, 2006 10:14 am

I have materials available for cheap for anyone that is going to Challenge the CFP exam (i.e. CPAs, JD's, ect).  These materials are like new.  I have deceided to get out of the industry and want to get rid of the stuff.  There are 17 books that include a review of each section, workbooks for each section, practice test, case studys, and I will throw in my internet access which includes more practice test and workbooks.  If you are interested in hearing more, PM me.

Mar 26, 2006 8:28 am

I wouldn't waste my money or time on that "filler" designation. Just kidding. I thought I'd get you all hot & furious for a second.

Mar 28, 2006 9:51 pm

Not furious.  I don't really care since I am leaving the industry.  I am a CPA too which is a waste of time and completely worthless.  Anyone that is willing to waste time and study can pass the CPA, and based on reviewing the CFP stuff, it is no different.

Mar 28, 2006 9:58 pm

cpafp, why are you leaving the industry? 

Mar 29, 2006 9:03 am
cpafp:

Not furious.  I don't really care since I am leaving the industry.  I am a CPA too which is a waste of time and completely worthless.  Anyone that is willing to waste time and study can pass the CPA, and based on reviewing the CFP stuff, it is no different.


I'd disagree on the "waste of time" comment...having both designations, it sure hasn't been my experience.  I also don't believe for a minute that anyone willing to study can pass the CPA...I've met plenty of hard-working folks whojust could not get over the hump with the CPA exam...I can't imagine that at least some of these folks didn't give it an honest effort.  Having that opinion tells me that you must have found a way to mint money that doesn't involve these designations.  If so, good for you...would you care to share your secret?

Mar 29, 2006 9:16 am
Indyone:
cpafp:

Not furious.  I don't really care since I am leaving the industry.  I am a CPA too which is a waste of time and completely worthless.  Anyone that is willing to waste time and study can pass the CPA, and based on reviewing the CFP stuff, it is no different.


I'd disagree on the "waste of time" comment...having both designations, it sure hasn't been my experience.  I also don't believe for a minute that anyone willing to study can pass the CPA...I've met plenty of hard-working folks whojust could not get over the hump with the CPA exam...I can't imagine that at least some of these folks didn't give it an honest effort.  Having that opinion tells me that you must have found a way to mint money that doesn't involve these designations.  If so, good for you...would you care to share your secret?




You're not a CPA.

Mar 29, 2006 3:36 pm

DD, I'm not sure what your motivation for the above is, and I don't really care all that much.  I think you shot your credibility with your "sex with 9-year-olds" joke.  Your words in a forum post won't magically make my certificate disappear.

Mar 29, 2006 5:02 pm

I haven't found a way to mint money, but have found a career that allows me to earn a great living without acting like a used car salesman pushing products and providing a service that anyone with 15 minutes per week and an internet connection could do themselves.  I have decided to go into surgical sales which I am making low $100s not including bonuses and car allowance.  Plus I get the opportunity to go into surgery where surgeons actually respect me and my opinion.  As a FP they always look down on our industy.  It is very demeaning to me cold calling/cold walking and bothering these people.  I worked my a$$ off last year to make $65-70K and it is just not worth it.  You look at the number of brokers that are out there producting $250K in gross a year.....that is ridiculous.  I am not working that hard to earn that little of money.  I am telling everyone to get a fidelity account and walk through their asset allocation planner.  I guarantee it is as good as any of you all can do.

Mar 29, 2006 5:22 pm
Indyone:
cpafp:

Not furious.  I don't really care since I am leaving the industry.  I am a CPA too which is a waste of time and completely worthless.  Anyone that is willing to waste time and study can pass the CPA, and based on reviewing the CFP stuff, it is no different.


I'd disagree on the "waste of time" comment...having both designations, it sure hasn't been my experience.  I also don't believe for a minute that anyone willing to study can pass the CPA...I've met plenty of hard-working folks whojust could not get over the hump with the CPA exam...I can't imagine that at least some of these folks didn't give it an honest effort.  Having that opinion tells me that you must have found a way to mint money that doesn't involve these designations.  If so, good for you...would you care to share your secret?



I cannot speak for the CFP, but I can for the CPA, because I hold that designation.  It is EASY!  Pass rate directly correlates with amount of study time.  A monkey could pass it with enough study time.  It took me three months of about 10-15 hours per week to study and pass.  I would say that I am of above average intelligence, but not brilliant or anything close.  The people that say it is sooooooo hard are CPAs that are wanting to make people think it is a lot more prestigious that it really is.  It is really a crock!


Mar 29, 2006 6:04 pm
Indyone:

DD, I'm not sure what your motivation for the above is, and I don't really care all that much.  I think you shot your credibility with your "sex with 9-year-olds" joke.  Your words in a forum post won't magically make my certificate disappear.



I'm motivated by seeking the truth. You are NOT a CPA.

Mar 29, 2006 6:17 pm

CPAFP,


Have fun with your life. Make sure you come back and let us know in 2 years when you flunk out of surgical sales. Until then- go away.....

Mar 29, 2006 6:28 pm

yep welcome to the corporate world where everything looks rosey today. When you're 55 with two kids in college they won't need your surgical sales expertice and you are fired because they need to  make numbers. Then where are you? no equity, no job, no future.

Mar 29, 2006 6:46 pm
cpafp:
Indyone:
cpafp:

Not furious.  I don't really care since I am leaving the industry.  I am a CPA too which is a waste of time and completely worthless.  Anyone that is willing to waste time and study can pass the CPA, and based on reviewing the CFP stuff, it is no different.


I'd disagree on the "waste of time" comment...having both designations, it sure hasn't been my experience.  I also don't believe for a minute that anyone willing to study can pass the CPA...I've met plenty of hard-working folks whojust could not get over the hump with the CPA exam...I can't imagine that at least some of these folks didn't give it an honest effort.  Having that opinion tells me that you must have found a way to mint money that doesn't involve these designations.  If so, good for you...would you care to share your secret?



I cannot speak for the CFP, but I can for the CPA, because I hold that designation.  It is EASY!  Pass rate directly correlates with amount of study time.  A monkey could pass it with enough study time.  It took me three months of about 10-15 hours per week to study and pass.  I would say that I am of above average intelligence, but not brilliant or anything close.  The people that say it is sooooooo hard are CPAs that are wanting to make people think it is a lot more prestigious that it really is.  It is really a crock!




It wasn't HARD, per se. The potential issues that can be addressed is volumunous, though. It was a hell of a lot harder than the 7 and from what I can tell, the little cfp quiz.

Mar 29, 2006 10:09 pm
Dirk Diggler:
Indyone:

DD, I'm not sure what your motivation for the above is, and I don't really care all that much.  I think you shot your credibility with your "sex with 9-year-olds" joke.  Your words in a forum post won't magically make my certificate disappear.



I'm motivated by seeking the truth. You are NOT a CPA.


You know better.  I'm just not sure why you insist on these silly games.  If you know the "truth", tell us all what your evidence is, pretender.

Mar 30, 2006 1:13 am
cpafp:

I haven't found a way to mint money, but have found a career that allows me to earn a great living without acting like a used car salesman pushing products and providing a service that anyone with 15 minutes per week and an internet connection could do themselves.  I have decided to go into surgical sales which I am making low $100s not including bonuses and car allowance.  Plus I get the opportunity to go into surgery where surgeons actually respect me and my opinion.  As a FP they always look down on our industy.  It is very demeaning to me cold calling/cold walking and bothering these people.  I worked my a$$ off last year to make $65-70K and it is just not worth it.  You look at the number of brokers that are out there producting $250K in gross a year.....that is ridiculous.  I am not working that hard to earn that little of money.  I am telling everyone to get a fidelity account and walk through their asset allocation planner.  I guarantee it is as good as any of you all can do.



If you really think folks will do just as well on their own working 15 minutes a day you are a complete fool!  We're all better off without you.

I feel sorry for the patients!  You think the surgeons 'respect' you more than clients?  Well only to the extent that you help them make more bank.  Naive!

Mar 30, 2006 8:27 am
cpafp:

I haven't found a way to mint money, but have found a career that allows me to earn a great living without acting like a used car salesman pushing products and providing a service that anyone with 15 minutes per week and an internet connection could do themselves.  I have decided to go into surgical sales which I am making low $100s not including bonuses and car allowance.  Plus I get the opportunity to go into surgery where surgeons actually respect me and my opinion.  As a FP they always look down on our industy.  It is very demeaning to me cold calling/cold walking and bothering these people.  I worked my a$$ off last year to make $65-70K and it is just not worth it.  You look at the number of brokers that are out there producting $250K in gross a year.....that is ridiculous.  I am not working that hard to earn that little of money.  I am telling everyone to get a fidelity account and walk through their asset allocation planner.  I guarantee it is as good as any of you all can do.


Surgical Sales Manager: Wow! You only made $50,000 in your sales job last year? You must not be very good at selling! Would you mind if we only pay you $120,000 plus bonuses?

Mar 30, 2006 9:42 am
cpafp:

.....that allows me to earn a great living without acting like a used car salesman pushing products and providing a service that anyone with 15 minutes per week and an internet connection could do themselves. 


I can understand you being frustrated and leaving the biz is a fine decision if that's what you want to do, however, you can't be serious with the above comment. If what you were providing really was prodiving a service that "anyone with 15 minutes per week and an internet connection could do themselves" it's no wonder you weren't successful.



Good luck in your next career.

Mar 30, 2006 4:37 pm
blarmston:

CPAFP,


Have fun with your life. Make sure you come back and let us know in 2 years when you flunk out of surgical sales. Until then- go away.....



You are a dumba$$.  So naive thinking that you actually add value to you clients by selling them A shares and annuities.  I'll be fine and glad to be leaving the field where you have idiots like yourself.  I am tired of fraternizing with morons like yourself.

Mar 30, 2006 4:38 pm
ezmoney:

yep welcome to the corporate world where everything looks rosey today. When you're 55 with two kids in college they won't need your surgical sales expertice and you are fired because they need to  make numbers. Then where are you? no equity, no job, no future.


Get your head out of your a$$ and go back to pushing annuities.  Lets meet and compare paychecks in a year.

Mar 30, 2006 4:40 pm
Dirk Diggler:
cpafp:
Indyone:
cpafp:

Not furious.  I don't really care since I am leaving the industry.  I am a CPA too which is a waste of time and completely worthless.  Anyone that is willing to waste time and study can pass the CPA, and based on reviewing the CFP stuff, it is no different.


I'd disagree on the "waste of time" comment...having both designations, it sure hasn't been my experience.  I also don't believe for a minute that anyone willing to study can pass the CPA...I've met plenty of hard-working folks whojust could not get over the hump with the CPA exam...I can't imagine that at least some of these folks didn't give it an honest effort.  Having that opinion tells me that you must have found a way to mint money that doesn't involve these designations.  If so, good for you...would you care to share your secret?



I cannot speak for the CFP, but I can for the CPA, because I hold that designation.  It is EASY!  Pass rate directly correlates with amount of study time.  A monkey could pass it with enough study time.  It took me three months of about 10-15 hours per week to study and pass.  I would say that I am of above average intelligence, but not brilliant or anything close.  The people that say it is sooooooo hard are CPAs that are wanting to make people think it is a lot more prestigious that it really is.  It is really a crock!




It wasn't HARD, per se. The potential issues that can be addressed is volumunous, though. It was a hell of a lot harder than the 7 and from what I can tell, the little cfp quiz.



DD, I would agree, there is a volume of info that you have to learn with the CPA (and the CFP for that matter).  And yes, to say it was harder than the 7 is a big understatement.  The CPA was much harder than the 7.