Clients routinely ask their estate planners basic questions about life insurance. Sometimes, the questions lend themselves to a quantifiable answer, such as the amount of insurance needed to replace a deceased’s earnings or preserve an estate from estate tax. But, often the questions aren’t about how much. They’re about what type of policy is appropriate for the need, how it should be designed and how it should be funded.
Life Insurance Policy Selection and Design
What works best in various financial and estate-planning scenarios?