Early retirees have to deal with hassles, taxes and penalties if they need to withdraw money from individual retirement accounts, Roth IRAs, and the like. But with planning, such costs and complexities can be reduced or even eliminated. These are...

How the U.S. Supreme Court profoundly reshaped the retirement planning landscape, and other game changers

Robo-advisors are a small part of the wealth management industry, but their recent growth has been impressive. A survey by consulting firm Corporate Insight of 11 leading robo-advisors finds that total assets managed by the firms rose 65 percent...

Clients do not want to lose what they spent years saving

The SEC is working on a rule that would require financial advisors to create transitions plans in case or retirement or a major disruption in their business. The rule, which may come to life by October, is aimed at mitigating the risk of client...

There is no retirement crisis in America, writes Ramesh Ponnuru, for Bloomberg View. Instead, it's all a matter of how you decide to interpret the data. While the National Institute on Retirement Security's recent report stated that 84 percent ...

It’s almost a mantra of financial planning: Defer taxes on investments whenever you can, for as long as possible. The conventional wisdom is so ingrained that if you suggest clients accelerate taxes owed on 401(k)s and IRAs, you’ll...

Exchange traded funds have been gaining market share from the mutual fund industry over the years, and much of that attention has been related to lower costs. But a new research report by Morningstar says many ETFs are not, in fact, cheaper tha...

The fees associated with 401(k) plans are falling, according to a new study by BrightScope Inc. and the Investment Company Institute. Looking at plans that existed from 2009 to 2012, the total costs decreased on average by around 10 basis points...

Nadore/iStock/Thinkstock The sandwich generation, or Generation X, is not a focus for top players in the financial services industry, according to a recent Weber Shandwick report. The public relations firm found that only half of the top U.S. in...