The proposed LTC Trust Act would require employees to pay a percentage of their incomes (via a payroll tax) into the state’s long-term care fund.
Those without adequate expertise and support should leave well enough alone.
His letters express concerns that such arrangements often are used as tax evasion vehicles by the uberwealthy.
When will the great minds in the industry deign to turn their attention toward fixing these broken plans?
Hey, who’s shifting my paradigm?
A beneficial and flexible strategy.
The policy death benefit often doesn’t stay in force automatically; you have to ask for it.
What advisors can learn from the reasons this client lost his term rider.
Why would they do this? What are the advantages/disadvantages of accepting this offer?
What product the policy can be converted to is an important issue.