Advisors can shed some much-appreciated light on this crucial but confusing program.

Different options are available, but all parties must be in sync

Enhance the impact of giving via an oft-ignored tool

Several insurance companies are following in the footsteps of The Hartford and offering to buyback variable annuities with guaranteed lifetime income. Should your clients take the cash?

A powerful tool to address income tax planning uses for high-net-worth individuals

Combining life insurance and annuities with long-term care policies can protect against premium hikes or the risk of never making a claim. Here’s how to make sure they are right for your clients.

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Us East Coast-ers all remember where we were and what we were doing when Hurricane Sandy—the perfect storm, so to speak—hit. It turned out to be much stronger than anyone anticipated, leaving devastation in its path. But before it  becomes a d...

Coming soon to a carrier near you

Most seniors will need long-term care at some point. Here’s how to plan for that.