Understanding Key Variables: Tax-Efficiency in Retirement

Wednesday, March 27, 2019 | 3:15 PM Central Time



Joe Elsasser, CFP®
Founder and President


David Armstrong

Clients don’t always understand the interactions between different types of income and deductions, leading to potentially significant tax inefficiency in their retirement strategy. Help your clients account for the key variables of life expectancy, tax efficiency and sequence of withdrawals. Learn how to identify which accounts your clients should withdrawal from, and when, in order to make better decisions about their retirement strategy. In this session, you will learn:

  • How to identify future tax issues
  • How to optimize Social Security and not end up with a tax torpedo
  • Why Roth conversions may help
  • Considerations for tax-efficient harvesting patterns

Presented by Joe Elsasser, CFP®, the founder and president of Covisum®.Covisum is the financial tech company that brings you Social Security Timing®, Tax Clarity®, SmartRisk™ and Income InSight™. Focused on creating software that improves lives through better financial decisions, Covisum helps financial advisors serving mass-affluent clients in or near retirement and powers some of the nation’s largest financial planning institutions. 

 *CFP, CIMA®, CPWA®, and AEP® CE Credits have been applied for and are pending approval.