When children will never be in the equation, advisors solve for different variables.

The insurance company may be allowed to alter the deal during the contracted term.

Wealthier people are most likely to outlive mortality averages; advisors have a special obligation to focus on longevity risk with their clients.

Make no mistake, a plan to raise the retirement age is a plan to cut benefits.

Creating financial plans isn’t easy. And while financial planning rules of thumb are obviously imperfect, they’re better than nothing.

People in dire need of funds shouldn’t have to pay a 10% fee to tap their own savings.

What to focus on when working with Gen X prospects and clients.

New Jersey, California and Illinois are also among the places losing residents as lower costs draw people to the Sun Belt.

Family members often turn into unpaid caregivers seemingly overnight.