Combining life insurance and annuities with long-term care policies can protect against premium hikes or the risk of never making a claim. Here’s how to make sure they are right for your clients.
Us East Coast-ers all remember where we were and what we were doing when Hurricane Sandy—the perfect storm, so to speak—hit. It turned out to be much stronger than anyone anticipated, leaving devastation in its path. But before it becomes a d...
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Most seniors will need long-term care at some point. Here’s how to plan for that.
Despite sluggish long-term care insurance sales, those buying coverage are younger than ever.