Four out of five advisors sell term life insurance to their clients. But as terms get shorter and renewal rates trend upwards, clients may be better off buying whole life instead
Should you suggest that your clients obtain critical illness insurance or long-term care coverage for their old age? A lot depends on the client’s health and financial needs.
View the full article here.
Should you recommend your clients get critical illness insurance? In many ways, it’s an emotional, rather than financial, decision.
Some questions to discuss with your clients
A careful analysis could show that the value of a client’s life insurance policy far exceeds the cost.
Advisors long for the good old days when variable annuities had high guarantees. But guarantees are not what they once were, and advisors continue to shun VAs.