Melanie Senter Lubin is Maryland Securities Commissioner, President of the North American Securities Administrators Association

Matt Reiner is CEO and Co-founder of Benjamin; Partner at Wela Strategies LLC and Capital Investment Advisors

Gabe Rissman is Co-founder and President, YourStake

Niharika Shah is CEO, Clout; Partner, Tifin

Each of the people on this year's Ten to Watch list, in unique ways, has the potential to change the way advisors work.

We’re betting that the folks here will, in their own ways, have some outsize influence on the industry in the years ahead.

Should Joe Biden win the president election, Caroline Crenshaw will likely have an expanded opportunity to help guide the agency’s priorities.

The 34-year-old is an investment strategist at Adasina Social Capital, a new initiative from Robasciotti & Philipson that seeks to make its custom social justice index and other investment strategies more accessible to the general public.