While it is true that there are some real questions about the direction of MSSB, i would submit that it is probably less screwed up than WFC and BAC.  The new fees and changes to the small account policy are obviously being made by some bean counter who will hopefully be downsized soon.  I don't really believe anything anyone in the majors say above local BOM (and only half from him).  It really has turned out a lot like Major League Baseball.   The players use to be identified with the teams they played for.  Now who knows who is on what team from year to year.  It is about the money. 

People that jump from one wire to another...it is always the money.  Those who went indy....good luck.  That move makes more sense.  To go wire to wire means you are broke!  We all know that.  And guess what your clients will too.  you have done a piss poor job of managing your own.  And for those that are on the third and fourth move.........remember the dinosaurs?  where did they go?