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Morgan Stanley/Smith Barney From A Client's POV

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Apr 19, 2009 12:09 am
YHWY:

[quote=Borker Boy]A PAT CD is a CD with a 1% commission. PAT stands for point-after try.[/quote]
“PAT” is a “Point After Touchdown”. Nice try, though.

  And what do you call a bond where a college football team goes for two points and makes it ?  Robyn (GO GATORS)
Apr 19, 2009 12:36 am
RobynG:

[quote=YHWY] [quote=Borker Boy]A PAT CD is a CD with a 1% commission. PAT stands for point-after try.[/quote]
“PAT” is a “Point After Touchdown”. Nice try, though.

  And what do you call a bond where a college football team goes for two points and makes it ?  Robyn (GO GATORS)[/quote]
 That's a "Find-It-Yourself-On-E-Trade-Because-You're-A-Brilliant-Investor Bond". Go Badgers!
Apr 19, 2009 2:50 am
YHWY:

  That’s a “Find-It-Yourself-On-E-Trade-Because-You’re-A-Brilliant-Investor Bond”. Go Badgers!

  The only thing most of us guys here in Florida have in common with Wisconsin is you sent us Donna Shalala (to UM).  I don't think any of our teams play Wisconsin (maybe once in a blue moon?) - and I'm pretty sure you're not part of the conferences that play in the Gator Bowl up here in Jacksonville (although you might wind up in the Orange Bowl if you're in the "final two" when the national championship is in Miami).  Did UW recruit as many players with criminal tendencies as UM has under her tenure?  FWIW - the south is really big deal in terms of college (and even high school) football.  The Florida Georgia game sells more tickets than any Jaguars game ever could.  It's not like I'm a huge knowledgeable fan.  You just can't go to any c***tail party here and be part of a conversation unless you know something about college football.  And since my home town is Tim Tebow's home town - well you have to know everything about him too - even though a 60+ year old Jewish broad with little or no athletic ability like me has nothing in common with a 20-something year old Christian missionary type of guy with amazing athletic ability like him.   But I do have a personal contact in Madison.  One of my cousins is a big deal doctor at UW.  Here he is:  http://findadoctor.uwhealth.org/findadoctor/Provider.action?_sourcePage=%2Fresults.jsp&id=6172.   I'm sure he knows everything about medical services there these days (he's been in Madison for probably 25+ years now).  So if you ever have a medical problem - and want to use UW - give a holler and I'll put you in touch with him.  It is probably more useful to know great doctors than great football players .  Robyn  
Apr 19, 2009 2:55 am

P.S.  Funny software - with all those ***'s in the type of party I described.  Guess it can’t differentiate between sex and a martini.  Robyn

Apr 19, 2009 2:57 pm

robyn-

  Find a forum for wannabe lawyers who double as know-it-alls. This is a fourm for financial advisors.   Get your securites license or go away... enough is enough. My limit is reached when you are sending us links to your cousin the doctor.  Have you heard about facebook or myspace. They are social networks...this isn't.
Apr 19, 2009 9:33 pm
YHWY:

[quote=Borker Boy]A PAT CD is a CD with a 1% commission. PAT stands for point-after try.[/quote]
“PAT” is a “Point After Touchdown”. Nice try, though.

  Actually, according to Wikipedia, we're both correct.   In American and Canadian football, the convert, conversion, try, extra point, point after touchdown, point-after try or PAT is the act of lining up to attempt a one-point conversion, immediately following a touchdown.
Apr 20, 2009 1:32 am

Not sure why no one has mentioned it - but anyone can call his desk and find out if a bond is offerred and at what price.  Some firms have a “desk” acting as a profit center, some have desks which act as service areas.  Those of us who do any muno business usually know a guy or lady by name on the desk who we can call and quickly enquire as to the temp du jour.  If we call with a specific request, they will find it or the next best thing and tell us what makes it skinnier than what we asked for and why.  It was that way 50 years ago and is the same today.