You call it expensive…I call it 6.5% guaranteed minimum to age 85 without touching principal.

I’m currently on board with Axa in the testing process.  It seems that there is lots of animosity towards this firm?  Can you guys clue me in on as to why there is so much hate for Axa?  I just graduated college and am new to the industry.  Any feedback would be great!

A big reason for the animosity is that AXA is viewed as more of an insurance shop as an investment shop.  They’re also looked at as a proprietary product pusher, but frankly, the AXA Accumulator is a pretty good VA in my mind.  You could certainly push worse products.  All in all, I don’t think it’s a terrible first option out of college if you like the people you’re interviewing with and you’re satisfied with the comp package they offer.  Having said that, I’ve never worked there, but I certainly have flogged their annuities.

you’re saying the Accumualtor principal value cannot go down? not according to the prospectus. please elaborate

Thanks for the response Indy.  I figure I should get take whatever I could get out of college and perhaps get some experience and move onto a bigger and better firm.  Are most people still with the same firm they first started at?  Just wondering what moves people have made from start to present.  Thanks.